RAMIREZ
ATTORNEYS AT LAW
& RAMIREZ, P.A.
Practice Areas
Workers' Compensation
If you have been injured at work, you need an experienced attorney to help you get the monetary and/or medical benefits you are entitled to. Attorney Roberto Ramirez has handled thousands of Workers’ Compensation cases since 1998.
Florida Workers’ Compensation law provides workers who suffer work-related injuries with medical and wage benefits. Your employer does not have to have been negligent in order for you to qualify for benefits. You must simply have been injured while in the course and scope of your employment. In theory, employers report these work accidents to their workers’ compensation insurance carrier so they can provide the injured worker with the benefits he or she needs. In practice, however, many employers do not cooperate and it becomes necessary for the employee to hire an attorney to make sure he or she receives workers’ compensation benefits.
Auto Accidents
If you have been injured in any type of car or motorcycle accident, you need an experienced attorney to handle your case. Whether you were the driver, passenger, or a pedestrian, our attorneys will analyze your case and determine the best way to receive money and medical treatment for your injuries.
If the person who caused the accident is uninsured or underinsured, our attorneys will review your insurance policy to discover all possible sources of compensation for your injuries.
Our firm works with doctors and clinics to make sure you receive the medical treatment you need.
Ch. 7 Bankruptcy
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Stop harassing collections calls!
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Stop wage garnishments.
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Wipe out credit card debt.
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Get rid of medical bills.
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Get an automatic stay on any foreclosure, collections, or garnishment action.
If you find yourself in a situation where your income does not cover your expenses, credit card payments, mortgage payments, and car payments, you may want to file for Chapter 7 bankruptcy.
If your income is below the median income for the State of Florida, then you may qualify to file under Chapter 7 of the Bankruptcy Code. Under Chapter 7, most debts can be discharged, including all unsecured debt, many types of loans, and medical bills.
Slip and Falls
Property owners have a duty to make sure the premises are reasonably safe for their patrons. Grocery stores, shopping malls, amusement parks, and office buildings are examples of places that should be maintained in a reasonably safe condition. If you have slipped and fallen or have tripped and fallen and were injured, you need the help of an experienced attorney to review your case to make sure you are compensated for the injuries caused by the negligence of another.
Our firm works with doctors and clinics to make sure you receive the medical treatment you need for your injuries.
Uninsured/Underinsured Motorist
If you have been injured in any type of car or motorcycle accident, you need an experienced attorney to handle your case. In many cases, the driver who caused the accident has adequate insurance coverage from which you may recover for your injuries.
Sometimes, the driver who caused the accident is uninsured or is underinsured. Uninsured means they do not have bodily injury insurance from which you could recover. Underinsured means they do not have enough bodily injury insurance to adequately compensate you for your injuries, pain and suffering, etc.
In those cases where the at-fault driver is uninsured or underinsured, our attorneys will review your insurance policy to discover all possible sources of compensation for your injuries. If your policy includes uninsured/underinsured motorist coverage, you may be able to recover from your own policy.
Ch. 13 Bankruptcy
- Get rid of a second or third mortgage (in certain cases).
- Get caught up on your mortgage and/or car payments.
In a Chapter 13 Bankruptcy, your debt can be restructured into a payment plan over 3 or 5 years. If your income is above the median income for the State of Florida, or if you have assets you want to keep, you may want to file for Chapter 13 bankruptcy.